{"meta":{"id":"https:\/\/api.iclient.ifeng.com\/ipadtestdoc?aid=ucms_7yqpJdZghjY","type":"doc","o":"1","documentId":"ucms_7yqpJdZghjY"},"body":{"newStatus":"1","documentId":"ucms_7yqpJdZghjY","staticId":"ucms_7yqpJdZghjY","title":"霍山县全面开展商业银行收费专项检查","shareTitle":"霍山县全面开展商业银行收费专项检查","thumbnail":"http:\/\/d.ifengimg.com\/w150_h106_q100\/img1.ugc.ifeng.com\/newugc\/20200811\/17\/wemedia\/ec9b229dc0b4bbaa684dc7a10feb6957e6ea3210_size14_w450_h300.jpeg","source":"霍山微生活","author":"","editorcode":"weMedia","editTime":"2020-08-11 17:28:45","updateTime":"2020\/08\/11 17:28:45","wapurl":"http:\/\/\/\/feng.ifeng.com\/c\/7yqpJdZghjY","introduction":"","wwwurl":"http:\/\/\/\/feng.ifeng.com\/c\/7yqpJdZghjY","commentsUrl":"ucms_7yqpJdZghjY","commentCount":0,"text":"
为合理引导商业银行价格自律,规范商业银行收费行为,有效降低企业融资成本,近日,霍山县市场监管局对城区8家银行开展了商业银行收费专项检查。<\/p>
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本次专项检查共有七项重点:一是不执行政府定价、政府指导价的;二是不落实小微企业"两禁两限"政策的;三是不执行总行价目表的;四是违规收取有关信贷资金管理等费用,将信贷业务过程中的尽职调查、贷款发放、支付管理、贷后管理等应尽工作职责转变为有偿服务,只收费不服务、少服务或者降低服务标准的;五是利用贷款强势地位捆绑强制或变相强制服务并收费的;六是将商业银行自身应承担的押品评估、保险等相关成本转企业承担的;七是其他价格违法行为。<\/p>
针对检查中发现的问题,霍山县市场监管局督促各商业银行进一步严格执行价格政策,优化改进服务举措:一是完善收费公示制度,扩大服务价目表的知晓率;二是加大贷款审查收费政策、特别是房产抵押登记费应由银行承担等政策的宣传力度;三是排查修改少数合同条款;四是主动退返本应由银行承担的保险、评估等费用。<\/p>
今后,霍山县市场监管局将充分发挥价格监管职能,密切关注社会和群众反映强烈的价格收费问题,严查严惩价格领域违法违规行为,进一步减轻企业和群众负担、优化我县营商环境。<\/p>
信息来源:霍山县市场监管局(张鹏)<\/p>","img":[{"url":"http:\/\/d.ifengimg.com\/mw640_q100\/x0.ifengimg.com\/res\/2020\/52E79BCE6A4A97F7E038A4AD12D749CDA52B8157_size64_w640_h303.jpeg","size":{"width":"640","height":"303"}}],"summary":"为合理引导商业银行价格自律,规范商业银行收费行为,有效降低企业融资成本,近日,霍山县市场监管局对城区8家银行开展了商业银行收费专项检查。本次专项检查共有七项重点","sharesummary":"为合理引导商业银行价格自律,规范商业银行收费行为,有效降低企业融资成本,近日,霍山县市场监管局对城区8家银行开展了商业银行收费专项检查。本次专项检查共有七项重点","commentType":"0","wemediaEAccountId":"1052419","showclient":"0","shareurl":"https:\/\/ishare.ifeng.com\/c\/s\/v002VqqPW--MOEcGG-_SJ4P9sAocdP4a74sH1SZwgKZdJ-_uOU__","praise":"0","like_num":"0"}}